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Privacy Policy

Privacy Policy for Rupyaapaisa.com

Last Updated: 09/12/2025

This Privacy Policy explains how Rupyaapaisa.com (“Rupyaapaisa”, “we”, “us”, or “our”) collects, uses, discloses, and protects the personal information of individuals (“users”, “you”, or “your”) who visit our website or use our services. By accessing or using Rupyaapaisa.com, you consent to the practices described in this Privacy Policy.

1. Information We Collect

We collect information only with your explicit consent. The information may include:

1.1 Information Provided by You

  • Full Name
  • Phone Number
  • Email Address
  • City or Location
  • Loan requirement details
  • Any additional information voluntarily submitted through forms

1.2 Automatically Collected Information

When you access our website, certain information may be collected automatically:

  • IP address
  • Browser type and version
  • Device type
  • Pages viewed and time spent
  • Server logs and diagnostic data

We do not collect any sensitive personal documents unless you voluntarily provide them for loan-related purposes.

2. No Use of Tracking or Analytical Tools

Rupyaapaisa.com does not use any third-party tracking technologies, including:

  • Google Analytics
  • Ad tracking tools
  • Remarketing pixels
  • Behavioural advertising systems

We do not track users across websites, apps, or online services.

3. How We Use Your Information

We use your personal information solely for the following purposes:

  • Assessing and evaluating loan requirements
  • Contacting you via call, email, or SMS regarding your inquiry
  • Facilitating communication related to financial services you request
  • Meeting legal or regulatory obligations
  • Improving website security and user experience

We do not use personal data for unsolicited marketing.

4. Disclosure of Information to Banks and Financial Institutions

We share your information only when you provide explicit consent to proceed with a loan application or inquiry.

  • Your data is shared directly with banks, NBFCs, or authorized financial partners for eligibility checks and processing.
  • There is no automated or backend data sharing from the website without your approval.

We do not sell, trade, or rent personal information to any third party.

5. User Rights

Users have the following rights regarding their personal data:

  • Right to Access: You may request details of the information we hold about you.
  • Right to Correction: You may request correction of inaccurate or incomplete information.
  • Right to Withdraw Consent: You may withdraw your consent for data usage.
  • Right to Deletion: You may request deletion of your data, subject to regulatory requirements.

Requests can be made through our official contact email mentioned below.

6. Data Retention

Your data is retained only for as long as necessary to:

  • Complete the purpose for which it was collected
  • Fulfil legal or regulatory requirements
  • Maintain business and financial records as required under Indian law

After the retention period, we securely delete or anonymize the data.

7. Data Security

We implement reasonable and industry-stasndard technical and organizational safeguards to protect personal information against:

  • Unauthorized access
  • Loss or misuse
  • Alteration or disclosure

However, no method of electronic storage or transmission over the internet is completely secure.

8. Target Audience and Jurisdiction

Rupyaapaisa.com is intended exclusively for users located in India.
We do not target or provide services to residents of the European Union, United Kingdom, or any other international jurisdictions.

9. Cookies and Log Information

We may use basic cookies or server logs only for operational purposes, such as:

  • Website functionality
  • Security
  • Session management

We do not use advertising or tracking cookies.

10. Third-Party Links

Our website may contain links to external websites.
We are not responsible for the privacy practices or content of third-party sites.
Users are encouraged to review the privacy policies of any external sites they visit.

11. Contact Information

For questions, concerns, or data-related requests, you may contact us at:

Email: loans@rupyaapaisa.com

Address: Flat- P, 1st floor, South Patel Nagar, New Delhi- 110008

12. Changes to This Privacy Policy

We may update this Privacy Policy periodically.
Any changes will be posted on this page with an updated “Last Updated” date.
Continued use of the website after such changes constitutes your acceptance of the revised policy.