About Working Capital Loan

A working capital loan is a loan that has the purpose of financing the everyday operations of a company.Itallowes to fulfill the financial gap or time between purchase and cash received from sales.Companies that have high seasonality or cyclical sales cycles usually rely on working capital loans to help with periods of reduced business activity.

Top Benefits of Working Capital Loan

  • Easy documentation
  • Faster loan processing
  • Competitive interest rates
  • No guarantor/collateral required
  • The convenience of doorstep services
  • Flexible repayment options

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Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

Yes, it is possible. This is subject to the eligibility criteria at the time of your request, and may be done at the sole discretion of Rupyaapaisa. You may submit a request letter to us, and if requested, fresh documents for the enhanced amount application.

Line of Credit is a unique credit facility given to our loan applicants, wherein you are approved for certain limit of credit/ loan, for a said duration. The monthly installment for Line of Credit will consist only of the interest amount and will not have a principal component on a monthly basis. The principal amount of loan is to be repaid at the end of the tenure of the facility. You can deposit the funds when in access and withdraw fund when required in business, and you will be charged interest only on the amount utilized by you. The limit may drop along the tenor (drop line) or remain constant throughout the tenor, giving you maximum availability of funds throughout the tenor

The Working Capital Loan tenure can range from 12 months to 36 months.

The interest rate is fixed.

Through NACH or other prescribed modes to our Group NBFC wherein your account will automatically get debited on due dates.