Loan Against Property

You strive to seize every opportunity and often lack of funds becomes a hindrance in achieving your goals. RUPYAA PAISA brings Loan against property to enable you to unlock the power of your property. You can mortgage your residential, commercial or Industrial property to get a loan & meet all your financial requirements.

Whatever may be your business requirement, we understand it and then customise our solutions to fulfill them With our Loans Against Property ?

  • Loans against residential, commercial, industrial property & land
  • You can avail Loans ranging from Rs. 1CRORE to Rs. 100 Crores.
  • Loans up to 100% of the property value
  • Minimal documentation and faster approvals
  • Lower Interest Rates & EMIs
  • Flexible repayment tenure up to 15 years
  • Takeover of Existing loan with additional finance
  • Loans are granted to resident Indians
  • The applicant’s age should be minimum 21 years
  • Any self employed professionals/businessmen, Individuals, can apply.
  • Income proof to be submitted, to prove repayment capacity
  • Credit history should not show any adverse remarks like suit filed/ write-off etc on both loans and cards.
  • Minimum of three years in business, with atleast 2 years in same line of business is necessary.
  • The business should be in profits and this determines your loan amount eligibility.

KYC

  • PAN Card For Individual / Partnership Firm / Company
  • Identity Proof Any one (e.g. Voter ID / Driving License / Passport)
  • Address Proof Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
  • Business Continuity Proof Any one document dated 5 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
  • Passport Size Photographs
  • Photocopy of Title Documents of the Property, Approved Plan etc.
  • Repayment schrdule of all existing loans

FINANCIAL

For Self-Employed Individuals / Sole Proprietorships

  • Latest audited ITR and financials for the last 3 years. (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
  • Bank statements from the borrower’s main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet.
For Partnership Firms / Private Limited Companies
  • Latest audited ITR and financials for the last 3 years.(Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
  • Bank statements from the main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet.
  • Partnership Deed and partnership authority letter for partnership firms.
  • Memorandum and Articles of Association and Board Resolution from the company.
  • Certificate of Incorporation (COI) for companies.
  • Latest shareholding patterns for Private Ltd. / Public Ltd. companies