GET HELP WITH Home LOANS

Possessing the home of one's own is one of the biggest dreams a person aspires for in life. It’s like the biggest financial move one can make. Many a times a person even after accumulating a lot of money falls short of funds to buy their dream home. Just to make this easy are home loans or home finance services now available. In a place like Delhi, the prices of property are sky touching and managing all funds by self might seem cumbersome. Thus, you can always turn to home loan providers or homefinance serviceproviders who can make this task easier for you. RupyaaPaisa is one such leading home loan consultant in Delhi, who can help you in acquiring the loan with easy repayment options to ensure you complete peace of mind. Home loan services Delhi has expanded magnificently in the last few years, but the reputation RupyaaPaisa enjoysis unmatched. The firm is not just a leading name in Delhi, but has emerged as a leading loan service provider In India. RupyaaPaisa is the name to rely on if you’ve been searching for the best home loan service provider in India. Here you can easily get a loan that is tailored asper your needs and financial status and also capacity of repayment. So, now get easy home loans in Delhi and loans witheasy repayment option service at RupyaaPaisa and turn your dream of owning your own home into a reality. Owning your own home is never easy and it gets even tougher when it's in a place like Delhi, but you can now make this task easier with RupyaaPaisa as your partner.

Home Loan

HOME LOAN

Home Loans are a type of unsecured loans extended to individuals who provide professional services to their clients. For eg: Chartered Accountants, Doctors, Architects etc.

Generally professionals can take loans for the following purposes:

  • Opening a new clinic or practice
  • Opening a new office
  • Buying machinery, furniture and assets
  • Buying equipment and machines
  • Marketing expenses
  • Operational expenses
  • Any business purpose
  • Personal expense
  • Self-employed professionals (SEP) who are chartered accountants, doctors, architects, etc. are eligible for the professional loan.
  • Professional loans range from Rs. 50,000 to Rs. 30 lakhs depending on income, obligations, repayment history (if applicable) and repayment capacity.
  • The loan can be repaid over a period of 12 to 48 months.
  • Professional loans are unsecured loans and hence do not require collateral.
  • The value of the loan is calculated based on the net profit and turnover of the business, gross receipts and average bank balance.

  • Individuals/ Firms should be engaged in practice of profession/business for at least 3 years.
  • Profit from profession should have been earned for at least last 2 years.
  • Minimum Turnover should be Rs. 15 lac for professionals as per audited financials
  • Repayment track as required of any loan from any Banks or NBFCs

Generally the process and documentation for professionals is very easy to obtain a loan. The following documents are required for professional loan application:

  • Certificate of Practice (COP)
  • KYC of the professional
  • PAN Card of the professional
  • Business Financial Statements
  • Receipts of the Business
  • Audit Report
  • Income Tax Return (ITR)
  • Other Business Proof like VAT Returns
  • Co-applicant details