Business Loan

Business loan in Delhi NCR- India (Noida, Ghaziabad, Gurugram, Faridabad, Sonipat)

If you are thinking to expand your company, you require more capital Fund or working capital from the Finance institutions or Banks, we can help your business to bring in business advances from banks and NBFCS with least difficulty.

What Is Business loan?

As the Name, it states, you can get short-term financial lending particularly designed for your industry purpose. It is an Advances which is provided for your business entities, to expand the existing trade, to cater Day to day working or to meet any kind of the demands for your company, loans can be availed for Proprietorship, Partnership, Private and public limited Companies to promote the business grow, there are diverse type of advances provided by well-known Banks and NBFCS in Delhi NCR and all over India.
Credits can be availed in the form of unsecured loans in which no collateral or guarantee is required, these type of loan are offered on profitability and feasibility of trade, loans and advances are provided on turnover and Income tax return filled in last 2 to 3 years, Anyone can apply for Business Advances it doesn’t matter whether you are a trader, Manufacturer or service provider.

At Rupyaapaisa.com what we consider and believe, This Loan is a master key for all your business related immediate financial needs. Banking and Nonbanking Financial Corporation provide business loan for various purposes such as Business expansion, purchasing fixed assets, technological improvisation, capital needs or any other short-term requirements.
Expand your company with unsecured business loans. We provide unsecured loans from Rs. 10 lakhs to 5 crores for your various Trade and Business demands.

Top Benefits of Business Loan

  • Easy documentation
  • Faster loan processing
  • Competitive interest rates
  • No guarantor/collateral required
  • The convenience of doorstep services
  •  Flexible repayment options

 

 

Quick Apply

  • Loans are granted upto Rs. 5 cr.
  • The loan tenure generally varies from 1 year to 5 years
  • No collateral or guarantor required
  • Minimum documentation
  • Prepayment options available.
  • Minimum age of 21 years and maximum age of 65 years
  • Minimum 3 years of business vintage and 5 years in same line of business.
  • The business should be profit making for atleast last 2 years
  • Audited financials should be available
  • Bank statements and proof of business required.

KYC

  • PAN Card For Individual / Partnership Firm / Company
  • Identity Proof Any one (e.g. Voter ID / Driving License / Passport)
  • Address Proof Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
  • Business Continuity Proof – Any one document dated 5 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
  • Passport Size Photographs
  • Repayment schrdule of all existing loans

FINANCIAL

For Self-Employed Individuals / Sole Proprietorships
  • Latest audited ITR and financials for the last 3 years. (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
  • Bank statements from the borrower’s main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet.
For Partnership Firms / Private Limited Companies
  • Latest audited ITR and financials for the last 3 years.(Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
  • Bank statements from the main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet.
  • Partnership Deed and partnership authority letter for partnership firms.
  • Memorandum and Articles of Association and Board Resolution from the company.
  • Certificate of Incorporation (COI) for companies.
  • Latest shareholding patterns for Private Ltd. / Public Ltd. companies