Professionals who are self-employed like doctors, architects, Chartered accountants or business owners sometimes feel shortage of funds to expand their business. Just to ensure such individuals can get the needed financial help you can get a professional loan. Professional loans are for professional's in search of expanding their work. It can be for opening a new clinic, acquiring new machinery or tools, refurbishing an office space, to fix marketing or operational expense or to fulfill any other business need. The expenses can be taken care of even when they are personal expenses. The loan amount can vary from 50,000 to 30lacs depending upon the income and repayment capacity of a professional. So, if you are naïve to this line we can help you understand it all and inn-depth about loan for professionals. If looking for a professional loan constant in Delhi, you have reached at just the right place. Our professionals have the experience and can help in clearing any doubt or query you have regarding a professional loan. RupyaaPaisa has been a reputed and trustworthy loan service provider in Delhi and offering a satisfactory experience to clients is what we try to work for since inception. From arranging the documents to knowing are you eligible, we can help it with all and while ensuring an easy on mind experience.

Professional Loan


Professional Loans are a type of unsecured loans extended to individuals who provide professional services to their clients. For eg: Chartered Accountants, Doctors, Architects etc.

Generally professionals can take loans for the following purposes:

  • Opening a new clinic or practice
  • Opening a new office
  • Buying machinery, furniture and assets
  • Buying equipment and machines
  • Marketing expenses
  • Operational expenses
  • Any business purpose
  • Personal expense
  • Self-employed professionals (SEP) who are chartered accountants, doctors, architects, etc. are eligible for the professional loan.
  • Professional loans range from Rs. 50,000 to Rs. 30 lakhs depending on income, obligations, repayment history (if applicable) and repayment capacity.
  • The loan can be repaid over a period of 12 to 48 months.
  • Professional loans are unsecured loans and hence do not require collateral.
  • The value of the loan is calculated based on the net profit and turnover of the business, gross receipts and average bank balance.

  • Individuals/ Firms should be engaged in practice of profession/business for at least 3 years.
  • Profit from profession should have been earned for at least last 2 years.
  • Minimum Turnover should be Rs. 15 lac for professionals as per audited financials
  • Repayment track as required of any loan from any Banks or NBFCs

Generally the process and documentation for professionals is very easy to obtain a loan. The following documents are required for professional loan application:

  • Certificate of Practice (COP)
  • KYC of the professional
  • PAN Card of the professional
  • Business Financial Statements
  • Receipts of the Business
  • Audit Report
  • Income Tax Return (ITR)
  • Other Business Proof like VAT Returns
  • Co-applicant details