Home Loan

Home is an area where each and every person needs to reach. To possess a home is a dream come true in which is joint with all of us. It’s true to buy a home in Delhi is a big step for any individual which includes a huge amount of cost. Many times a person even after accumulating a lot of money falls short of funds to buy their dream home.
Just to make this easy are a home loan or home loan services now available. In a place like Delhi, the prices of property are the sky, touching and managing all funds by self might seem cumbersome. Thus, you can always turn to home loan providers or home finance service providers who can make this task easier for you. A home equity loan is a type of loan in which the debtor usages the equity of his or her home as assurance. The loan amount is secured by the value of the property, and the value of the property is strong-minded by an assessor from the lead institution.
RupyaaPaisa is one such best home loan services in India, who can help you in acquiring the loan with easy repayment options to ensure you complete peace of mind. Home loans consist of an adjustable or fixed interest rate and payment terms. Home loan services Delhi has
expanded magnificently in the last few years, but the reputation of RupyaaPaisa is enjoyed unmatched.

  • Loans are granted upto Rs. 5 cr.
  • The loan tenure generally varies from 1 year to 5 years
  • No collateral or guarantor required
  • Minimum documentation
  • Prepayment options available.
  • Minimum age of 21 years and maximum age of 65 years
  • Minimum 3 years of business vintage and 5 years in same line of business.
  • The business should be profit making for atleast last 2 years
  • Audited financials should be available
  • Bank statements and proof of business required.

KYC

  • PAN Card For Individual / Partnership Firm / Company
  • Identity Proof Any one (e.g. Voter ID / Driving License / Passport)
  • Address Proof Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
  • Business Continuity Proof – Any one document dated 5 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
  • Passport Size Photographs
  • Repayment schrdule of all existing loans

FINANCIAL

For Self-Employed Individuals / Sole Proprietorships
  • Latest audited ITR and financials for the last 3 years. (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
  • Bank statements from the borrower’s main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet.
For Partnership Firms / Private Limited Companies
  • Latest audited ITR and financials for the last 3 years.(Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
  • Bank statements from the main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet.
  • Partnership Deed and partnership authority letter for partnership firms.
  • Memorandum and Articles of Association and Board Resolution from the company.
  • Certificate of Incorporation (COI) for companies.
  • Latest shareholding patterns for Private Ltd. / Public Ltd. companies